Mr. Nasser H. M. Saleh

Board Member (Independent)


Date of Membership: 09/07/2020


Date of birth 4/121972


  • Mr. Nasser holds a B.Sc. in Electrical Engineering from the University of Jordan in 1995.
  • He was awarded the King Abdullah II Bin Al Hussein Medal of Distinguished Excellence in 2017 for MadfooatCom project*
  • was awarded Sheikh Mohammad Bin Rashid Award, for the best service project category in the Arab World in Dubai in 2018.
  • He was selected as an Endeavor Entrepreneur in 2014.
  • He is a member of the American Entrepreneurs’’ Organization (EO) in Jordan.
  • He won EY Entrepreneur of The Year Award for 2013.
  • He was awarded also the Queen Rania National Entrepreneurship Award in 2012.
  • Mr. Nasser is the Executive Chairman of Board and Founder of MadfooatCom for ePayments.
  • He is the Chairman of the British Technology Board for developing expertise in the payment and cyber security solutions.
  • He held several positions as Executive Vice President, Head of Information Technology and consultant in several Arab and foreign companies and banks (Accenture, Microsoft, eDATA, AlRajhi Bank, USAID…).


Eng. Nasser Saleh is also Chairman and Member of the committees emanating from the Board of Directors of the Bank:

  • Chairman of the Information Technology Governance Committee.
  • Member of the Audit Committee.
  • Member of the Corporate Governance Committee.
  • Member of the Strategic Planning Committee.



Mr. Henry Toufic Ibrahim Azzam

Board Member (Independent)


Date of Membership: 09/07/2020


Date of birth 20/12/1949


  • Henry Azzam is currently Professor of Finance and Director, Master of Finance Program, Olayan School of Business (OSB), American University of Beirut.
  • He joined the faculty of OSB in January 2014.
  • He holds a Ph.D. in Financial Economics from University of Southern California, Los Angeles and BA and MA from the American University of Beirut.


Working Experience:

  • He was Chairman and CEO of The Social Security Investment Fund of Jordan during the period August 2012 – September 2013.
  • Prior to that, Henry Azzam was until July 31, 2012 Deutsche Bank’s Chairman for the MENA region and from May 2007 till October 2010 
  • he was Deutsche Bank’s CEO for the MENA region supervising a team of 250 employees operating in the bank’s branches
    (in Dubai, Abu Dhabi, Riyadh, Doha, Bahrain, Cairo and Algeria).
  • Before Joining Deutsche Bank, he was the CEO of Amwal Invest, an investment bank he founded in Amman in 2005 and had guided it through its first two years of operation.
  • He was the Chairman of Dubai International Financial Exchange (now Nasdaq Dubai).
  • Chairman of Mobile.Com ( now Orange mobile ) , Amman.  
  • Before establishing Amwal Invest, Henry Azzam was the CEO of Jordin vest (2001 – 2004),
  • Managing Director of Middle East Capital Group, Amman (1998-2001)
  • AGM and Chief Economist of the Saudi National Commercial Bank, Jeddah Saudi Arabia (1990-1998)
  • Vice President and Chief Economist of Gulf International Bank, Bahrain (1983-1990).
  • He worked with the Arab Fund in Kuwait and the International Labour Organization in Geneva.
  • He has five books the last one “The Emerging Middle East Financial Markets” published by Author House in the U.S. in September 2015.
  • Previously Henry Azzam was a board member of Eqbal Investment Company (Amman), Byblos Bank (Beirut) and Rasmala Investment Bank (Dubai)
     Arab Jordan Investment Bank ( Amman ), Royal Jordanian Airlines (Amman), Nuqul Group (Amman), Aramex (Dubai), Majid Al Futtaim Trust (Dubai), Arabtec (Dubai),
  • He was a member of the International Advisory Board of the Saudi Stock Exchange (Tadawul).



Mr. Azzam is the chairman/member of the following JCB’s Board Committees:

  • Chairman, Nominations and Remuneration Committee
  • Member, Audit Committee
  • Member, Strategic Planning Committee
  • Member, Risk and Compliance Committee



Mr. Abdelnour Nayef Abdelnour

Board Member (Non-independent)


Date of Membership: 09/07/2020


Mr. Abdelnour was born on 14/09/1972.


  • He received his MBA/International Business from the University of Leeds, UK, (1997)
  • He received BA in Business Administration and Accounting from the University of Jordan (1994).
  • He holds the Certified Board Member Certificate from IFC/JIOD.


Mr. Abdelnour is currently working as:

  • Financial Advisor, Sayegh Group since 2010 until 7/2020
  • General Manager, Brinsley Enterprises since 2010 until now
  • Partner, Tadribat for Skills Development Company
  • Board Member, Biolab Medical Laboratories
  • Chairman, BioScan Radiology Center
  • Member of the Board of Directors of First Jordan Investment Company


Mr. Abdelnour attended several courses, the most important of which are:

  • Strategic Planning in Banking, Euromoney, London
  • Certified Board Member from the World Bank
  • Financial and administrative analysis and estimate budgets
  • Negotiation skills and time and crisis management
  • Several courses at the Institute of Banking Studies on banking and corporate businesses


Mr. Abdelnour is a chairman/member of the following JCB's Board Committees:

  • Chairman, Strategic Planning Committee
  • Member, Credit Facilities Committee
  • Member, Debt and Property Settlement Committee
  • Member, IT Governance Committee

Mr.Osama O. A. Hamad

Board Member (Independent)


Date of Membership: 11/06/2019


Was born on 21/9/1974


  • Master of International Banking and Finance Law from King's College London 2000
  • International Practice Diploma in International Joint Ventures from the College of Law of England and Wales and the International Bar Association 2001 Bachelors of Law (LL.B) Amman University , Jordan 1996.

Working Experience:

  • founder and managing partner of Hamad & Associates Attorneys at Law and Legal Counsellors
  • leading Jordanian full practice with wide experience and emphasis on transactions, banking and finance, corporate and project finance, energy, private equity, mergers and acquisitions, public private partnerships, capital markets, joint ventures and investment funds in Jordan, the region and globally.


Mr. Hamad is Chairman & member of following committees of the bank:

  • Chairman – Corporate Governance Committee
  • Member – Credit Committee
  • Member – Nomination and Compensation Committee

Mr. Fadi A. A. Abu Ghoush

Social Security Corporation (First Seat) - Board Member (Non-independent)


Date of Membership: 10/5/2004


He was born on March 5, 1979


Represented by:

  • Mr. Fadi A. A. Abu Ghoush Since  08/09/2020


  • He received a bachelor degree in accounting from Al al-Bayt University in Jordan in 2001
  • He is accredited as a Jordanian Certified Public Accountant (JCPA) in 2012 and a Certified Internal Auditor  (CIA)  in 2007


Working Experiences:

  • He works  at the Social Security Investment Fund ( SSIF ) since 2005. He is currently holding the position of an Acting Director of the Internal Audit Unit .
  • He Worked   as an employee at the Islamic International Arab Bank during the years (2002-2005)
  • He worked  as an accountant at Al Sabbagh Drug Store Company during the year 2005.
  • He worked as a financial Implementation officer at the Houston Limited Company in Amman in 2001.
  • He is a part-time lecturer of a number of professional certificates (JCPA, CPA, ACCA, CMA, CIA) in addition to topics related to internal auditing, combating money laundering and fraud, internal control and corporate governance.


Mr. Fadi A. A. Abu Ghoush is a member of the committees emanating from the bank’s board of directors, which are:

  • Member of the Facilitation Committee.
  • Member of the Risk and Compliance Committee.
  • Member of the Strategic Planning Committee.