Mr. Henry Toufic Ibrahim Azzam

Board Member (Independent)


Date of Membership: 09/07/2020


Date of birth 20/12/1949


  • Henry Azzam is currently Professor of Finance and Director, Master of Finance Program, Olayan School of Business (OSB), American University of Beirut.
  • He joined the faculty of OSB in January 2014.
  • He holds a Ph.D. in Financial Economics from University of Southern California, Los Angeles and BA and MA from the American University of Beirut.


Working Experience:

  • He was Chairman and CEO of The Social Security Investment Fund of Jordan during the period August 2012 – September 2013.
  • Prior to that, Henry Azzam was until July 31, 2012 Deutsche Bank’s Chairman for the MENA region and from May 2007 till October 2010 
  • he was Deutsche Bank’s CEO for the MENA region supervising a team of 250 employees operating in the bank’s branches
    (in Dubai, Abu Dhabi, Riyadh, Doha, Bahrain, Cairo and Algeria).
  • Before Joining Deutsche Bank, he was the CEO of Amwal Invest, an investment bank he founded in Amman in 2005 and had guided it through its first two years of operation.
  • He was the Chairman of Dubai International Financial Exchange (now Nasdaq Dubai).
  • Chairman of Mobile.Com ( now Orange mobile ) , Amman.  
  • Before establishing Amwal Invest, Henry Azzam was the CEO of Jordin vest (2001 – 2004),
  • Managing Director of Middle East Capital Group, Amman (1998-2001)
  • AGM and Chief Economist of the Saudi National Commercial Bank, Jeddah Saudi Arabia (1990-1998)
  • Vice President and Chief Economist of Gulf International Bank, Bahrain (1983-1990).
  • He worked with the Arab Fund in Kuwait and the International Labour Organization in Geneva.
  • He has five books the last one “The Emerging Middle East Financial Markets” published by Author House in the U.S. in September 2015.
  • Previously Henry Azzam was a board member of Eqbal Investment Company (Amman), Byblos Bank (Beirut) and Rasmala Investment Bank (Dubai)
     Arab Jordan Investment Bank ( Amman ), Royal Jordanian Airlines (Amman), Nuqul Group (Amman), Aramex (Dubai), Majid Al Futtaim Trust (Dubai), Arabtec (Dubai),
  • He was a member of the International Advisory Board of the Saudi Stock Exchange (Tadawul).



Mr. Azzam is the chairman/member of the following JCB’s Board Committees:

  • Chairman, Nominations and Remuneration Committee
  • Member, Audit Committee
  • Member, Strategic Planning Committee
  • Member, Risk and Compliance Committee



Mr. Abdelnour Nayef Abdelnour

Board Member (Non-independent)


Date of Membership: 09/07/2020


Mr. Abdelnour was born on 14/09/1972.


  • He received his MBA/International Business from the University of Leeds, UK, (1997)
  • He received BA in Business Administration and Accounting from the University of Jordan (1994).
  • He holds the Certified Board Member Certificate from IFC/JIOD.


Mr. Abdelnour is currently working as:

  • Acting General Manager of Princely Enterprise from 2010 until now.
  • Partner, Tadribat for Skills Development Company
  • Member, Dimensions Jordan & Emirates Commercial Investments Corp.
  • Chairman, Bio Scan Radiology Center 
  • Member, of Bio lab Medical Laboratories.
  • Member, First Jordan Investment Company.


Mr. Abdelnour attended several courses, the most important of which are:

  • Strategic Planning in Banking, Euromoney, London
  • Certified Board Member from the World Bank
  • Financial and administrative analysis and estimate budgets
  • Negotiation skills and time and crisis management
  • Several courses at the Institute of Banking Studies on banking and corporate businesses


Mr. Abdelnour is a chairman/member of the following JCB's Board Committees:

  • Chairman, Strategic Planning Committee
  • Member, Credit Facilities Committee
  • Member, Debt and Property Settlement Committee
  • Member, IT Governance Committee

Mr.Osama O. A. Hamad

Board Member (Independent)


Date of Membership: 11/06/2019


Was born on 21/9/1974


  • Master of International Banking and Finance Law from King's College London 2000
  • International Practice Diploma in International Joint Ventures from the College of Law of England and Wales and the International Bar Association 2001 Bachelors of Law (LL.B) Amman University , Jordan 1996.

Working Experience:

  • founder and managing partner of Hamad & Associates Attorneys at Law and Legal Counsellors
  • leading Jordanian full practice with wide experience and emphasis on transactions, banking and finance, corporate and project finance, energy, private equity, mergers and acquisitions, public private partnerships, capital markets, joint ventures and investment funds in Jordan, the region and globally.


Mr. Hamad is Chairman & member of following committees of the bank:

  • Chairman – Corporate Governance Committee
  • Member – Credit Committee
  • Member – Nomination and Compensation Committee

Lina Najib Al Bakhit

Board Member (Independent)


Date of Membership: 18/04 / 2022

  • Was born in Amman on April 28,1963
  • BA in Political Science & Public Administration from American University of Beirut, Lebanon 1984 .


Working Experience:

36 years of Commercial and Investment Banking Experience

  • Jordan Ahli Bank 1998-2021 EVP / Chief Business Officer.
  • Invest Bank 1990-1998 Treasurer / Head of Treasury & Investments
  • Petra Bank 1985-1989 Treasury & Investments
  • Held the position of Deputy Chairman of Ahli Microfinance Co. 2015-2022
  • Held the position of Chairman of Ahli Brokerage Co. 2010-2015
  • Held the position of Board member of Ahli Microfinance Co. 2001 - 2010
  • Member of the Board of Directors at Modern Flour Mills & Macaroni Factory since 2004


Ms.Albakhit is chairman/ member of the following JCB's Board Committees :

  • Chairman, Audit Committee
  • Member, Corporate Governance Committee
  • Member, Strategic Planning Committee
  • Member, Nomination and Compensation Committee

Mr. Rami Adam Anaaz Titi

Board Member (Non-independent)


Social Security Corporation (2nd Seat)

Date of Membership: 25/10/2015 as of 01/08/2023


  • He was born on January 31, 1979.
  • He obtained a bachelor’s degree in accounting from Irbid University in 2000.
  • Received membership in the Arab Society of Certified Accountants in 2003.
  • In addition to several professional certificates.


Work Experiences:

  • He has practical experience in the field of investment in the financial markets, where he held the position of Financial Director for the investment sector in Rashid Abdul Rahman Al-Rashed and Sons Company - Saudi Arabia, UAE, from 2010 until 4/2017.
  • He held the position of Accounts Manager and Deputy Financial Director in the Investment Department - Rashid Abdul Rahman Al-Rashed and Sons Company - Saudi Arabia from 2005 until 2010.
  • From 5/2017 to 11/2018, he held the position of financial analyst in the Portfolio Management Department - Equity Investment Directorate - Social Security Investment Fund.
  • Since 12/2018 until now, he has held the position of Financial Analyst in the Contribution Support Directorate\ Corporate Affairs Section - Social Security Investment Fund.
  • He held as a member of the Board of Directors of the Unified Launch Center Company LLC from 8/2022 - 8/2023.


Mr. Rami Adam Titi is a member of the committees emanating from the bank’s board of directors, which are:

  • Member, of the Facilitation Committee.
  • Member, Nominations and Remuneration Committee.