Personal Loan

Start now and get your personal loan from Jordan Commercial Bank, which offers you flexible payment periods of up to 144 months plus the following advantages:

Advantages of the "tejari-loan" product

  • Financing all segments of the society including the public sector, private sector and professional/owners of free incomes.
  • The minimum income is 350 JD or its equivalent in other currencies (Dollar, Shekel) for the governmental sector.
  • The minimum income is 400 JD or its equivalent in other currencies (Dollar, Shekel) for the private sector employees.
  • The minimum income is 1000 JD or its equivalent in other currencies (Dollar, Shekel) for the segment of professionals and owners of free incomes.
  • Financing personal loans up to 77,000 JD or its equivalent in US Dollars or Shekel.
  • The possibility of granting personal loans for the purpose of finishing and improving a building without a property mortgage up to 55,000 JD and the payment period of up to 12 years and under specific terms.
  • The possibility of funding the workers (West Bank identity holders) who work in the 48 area and are paid under the (Talush) coupons provided that the guarantee /guarantees are accepted.
  • The possibility of granting Palestinians who live in the 48 area, holding the blue ID card (Israeli citizen), a real estate inside the West Bank with a financing rate of up to 70% of the value of the estate up to a maximum of 100 JD and a payment period of up to 20 years and within specific terms.
  • Competitive interest rate in accordance to the segment and amount of financing.
  • A payment period of up to 84 months for the segment of the public and private sectors.
  • A payment period of up to 60 months for the segment of the professional and the free incomes.
  • Free insurance on the life of borrowers whose loans are more than 48 months old (4 years).
  • Without a guarantee, and by credit borrowing.
  • Granting a credit card exempt from issuance fees for the first year.
  • The possibility of granting a one salary limit (current revolving debt) to the customer.
  • The possibility of mortgaging the property or vehicle in exchange for a commercial loan and according to specific terms.
  • The possibility of increasing the loan (Top-Up).
  • The possibility of buying a customer's indebtedness with other banks (Top-Up).
  • The possibility of granting loans by guaranteeing end of service dues.

Required documents:

  • A personal proving document for the debtor and guarantor.
  • A proof of income document and a bank statement for the last 6 months.
  • Providing the bank with a recent salary slip for the last 3 months.
  • A work permit for the workers of the 48 area.
  • A recent professions license for professionals.
  • Subject to the terms and provisions of the Bank .

 

Auto loan     

Car financing loans from Jordan Commercial Bank "tejari-Auto"

 

Program advantages:

  • A program that accommodate to all segments of the society including the public and private sectors, professionals and owners of free incomes.
  • Financing  up to 100% for new cars and 85% for used cars.
  • Financing  up to 75,000 JD or its equivalent in other major currencies.
  • Payment period of up to 84 months for new cars and 72 months for used cars.
  • Free insurance on the borrower's life for loans over 4 years.
  • The possibility of calculating additional income.

Required documents:

  • A personal proving document for the debtor and guarantor.
  • A bank statement for the last 6 months.
  • A recent salary slip for the last 3 months.
  • Letter of conditional commitment to transfer the salary (to the private sector).
  • A price offer from new car agencies or an appraisement book for used cars.
  • Professions license for professionals.
  • The Bank shall have the right to request any additional documents when needed.

For more information and details, please visit your nearest branch or call "Direct Commercial Line" on the number 1800882882